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Effective yields November 13 - November 19, 2018

Certificate of DepositMinimum BalanceAPY*Interest Rate

91 Day
$2,500*
0.50
0.50

182 Day
$2,500*
1.00
1.00

12 Month
$500*
2.02
2.00

18 Month
$500*
2.12
2.10

24 Month
$500*
2.43
2.40

30 Month
$500*
2.58
2.55

36 Month
$500*
2.69
2.65

48 Month
$500*
2.79
2.75

60 Month
$500*
2.84
2.80

IRA
$100*
2.02
2.00

Penalty for early withdrawal on above accounts

Transaction Accounts

AccountMinimum BalanceAPY*Interest Rate

Passbook Savings
$10


0.01 - 10,000.00

0.50
0.50

10,000.01 - 40,000.00

0.75
0.75

$40,000.01 or more
1.26
1.25

NOW Account **
$500
0.60
0.60

Super NOW Account***



1,000 - 9,999.99

0.50
0.50

10,000 - 49,999.99

0.75
0.75

50,000 - 299,999.99

1.21
1.20

300,000 or more

1.41
1.40

Christmas Club (maximum $3,000)
$10
1.00
1.00

* Annual Percentage Yield
* Fees may reduce earnings on the account
** Minimum to open account – $1,000, Minimum needed to earn interest $500
*** Minimum to open account – $2,500, Minimum needed to earn interest $1,000

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618-487-5161

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