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Effective yields November 29 - December 5, 2022

Certificate of DepositMinimum BalanceAPY*Interest Rate

91 Day
$2,500*
0.75
0.75

182 Day
$2,500*
1.00
1.00

12 Month
$500*
1.77
1.75

18 Month
$500*
1.82
1.80

24 Month
$500*
1.82
1.80

30 Month
$500*
2.02
2.00

36 Month
$500*
2.12
2.10

48 Month
$500*
2.28
2.25

60 Month
$500*
2.28
2.25

IRA
$100*
1.26
1.25

Penalty for early withdrawal on above accounts

Limited Transaction Accounts

AccountMinimum BalanceAPY*Interest Rate

Passbook Savings
$10


0.01 - 10,000.00

0.35
0.35

10,000.01 - 40,000.00

0.70
0.70

$40,000.01 or more
1.16
1.15

NOW Account **
$500
0.50
0.50

Super NOW Account***



1,000 - 9,999.99

0.50
0.50

10,000 - 49,999.99

0.70
0.70

50,000 - 299,999.99

1.16
1.15

300,000 or more

1.51
1.50

Christmas Club (maximum $3,000)
$10
1.00
1.00

* Annual Percentage Yield
* Fees may reduce earnings on the account
** Minimum to open account – $1,000, Minimum needed to earn interest $500
*** Minimum to open account – $2,500, Minimum needed to earn interest $1,000

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618-487-5161

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