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Effective yields August 14 - August 20, 2018

Certificate of DepositMinimum BalanceAPY*Interest Rate

91 Day
$2,500*
0.50
0.50

182 Day
$2,500*
0.80
0.80

12 Month
$500*
1.36
1.35

18 Month
$500*
1.51
1.50

24 Month
$500*
1.61
1.60

30 Month
$500*
1.71
1.70

36 Month
$500*
1.82
1.80

48 Month
$500*
2.02
2.00

60 Month
$500*
2.22
2.20

IRA
$100*
1.76
1.75

Penalty for early withdrawal on above accounts

Transaction Accounts

AccountMinimum BalanceAPY*Interest Rate

Passbook Savings
$10


0.01 - 10,000.00

0.45
0.45

10,000.01 - 40,000.00

0.65
0.65

$40,000.01 or more
1.11
1.10

NOW Account **
$500
0.50
0.50

Super NOW Account***



1,000 - 9,999.99

0.45
0.45

10,000 - 49,999.99

0.65
0.65

50,000 - 299,999.99

1.06
1.05

300,000 or more

1.21
1.20

Christmas Club (maximum $3,000)
$10
1.00
1.00

* Annual Percentage Yield
* Fees may reduce earnings on the account
** Minimum to open account – $1,000, Minimum needed to earn interest $500
*** Minimum to open account – $2,500, Minimum needed to earn interest $1,000

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